![]() ![]() Savings: emergency fund, RRSPs, RESPs, TFSAs, seasonal expenses (e.g. Personal: tobacco, alcohol, books, music, clothing and shoes, donations, subscriptionsĮating Out: meals, snacks, take-out, beverages (coffee, tea, juice, soft drinks)Įntertainment: recreation, sports equipment and fees, movies, concerts, hobbies, gamingĬhild: daycare, lessons and activities, allowance, school supplies and fees, babysitting, programs, tutorsĭebt Payments: credit cards, loans, leases, support payments, government debts, personal debt Health Care: medical premiums, life insurance, medication, eye care, dental, supplements, wellness costs Transportation: fuel, auto insurance, transit, parking, taxi, rentals, car sharing, tolls Living: personal care, bank fees, salon and spa services, dry cleaning, pet costs, memberships (fitness, clubs, associations) Groceries: food, baby needs, household supplies, toiletries Household: furnace, water tank, roof and gutters, decor, upgrades, storage locker, gardening, cleaning services, outdoor equipment and maintenance Utilities: phone/cell, cable/internet, gas, hydro, security Housing: mortgage, rent, strata fees, house insurance, property taxes I was staying up all night tossing and turning. Facebook Twitter Pinterest 16 LinkedIn Filed Under: Money Tips, Tips for Saving Money for Stay at Home Moms. Pin to Pinterest so other brides can find out about these tips for planning a wedding on a budget Share this article 16 shares. View a sample of a completed tracker (from the previous version of our Monthly Expenses Tracker).Įxpense Categories – Know Where Your Money is Going Below are a few budget DIY ideas for your wedding. This becomes the cash balance for the next week. ![]() If there’s a surplus, you should have money in your wallet or bank account. Total all columns and subtract actual expenses from actual income.On these pages, keep track of seasonal expenses rather than recording on your weekly pages. You also need to record weekly savings amounts on pages 14 – 15 of the Expense Tracker.You may want to track coffees, dining out, or fuel separately. You can then use the blank columns to create your own categories. List the dates down the left side and record actual money spent each day. ![]() You should also list any income you may expect to receive during each week. Record cash balances on hand or in your bank account.For example, a 7 day tracking period would be March 30th to April 5th. For each week, record dates you are tracking.One of my favorite stores to go to (pre-pandemic) was Paper Source. The expense categories listed further below and on page 1 of the Expense Tracker will help you decide which expenses to record where. If you do want to utilize your creativity but still crave some structure around layouts and templates, a fun DIY planner idea is to actually purchase a standard, inexpensive planner that meets your basic needs and sort of repurpose it using really fun stationery supplies.Open a copy of our Monthly Expense Tracker. ![]()
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